If you've missed mortgage payments or are headed in that direction, the real estate world can be very confusing these days. There's a lot of bad information and it might seem easier to just let it happen.

Please don't let foreclosure happen to you! Now is the time to make a plan to give yourself the best options right now and for your future!

We'll look at your situation and give you all the information you need to make the best decision. Maybe forebearance and reinstatement are the best option for you, or maybe a loan modification. This counseling is completely FREE so please allow us to help you.

If you do decide that a Short Sale is best for you we're some of the most qualified to represent you. Since we hold the Certified Distressed Property Expert (CDPE) designation, we have the expertise necessary to help you set a plan, save your credit, and most of all, help your family.

Using a CDPE there is a 90% success rate!

Foreclosures can lower your credit score from 250 to over 300 points and currently will affect your score for over 3 years.  Foreclosures will also remain on your credit history for 10 years or more.

With a successful Short Sale, this will only affect your credit score as little as 50 points and only affect your score for 12 to 24 months.  Currently, Short Sales also are not reported on credit history.

Don't give up. Now is the time to make a plan that will change your future.

Call or email Nate Gerard, founder of The Gerard Team, for a private consultation to get started toward a path for recovery.

Nate's Cell: 612-849-9079
Nate's email: [email protected]

For more information on foreclosure relief, click avoidforeclosureinminneapolis.com/home/